Roofing Contractors and Insurance Fraud

Roofing Contractors and Insurance Fraud

Roofing Contractors provide a range of services, including repairs, maintenance, and installation of new roofs, siding, and skylights. The industry is growing, as the real estate market and office building markets have recovered. However, a number of roofing contractors have been accused of committing insurance fraud. see this page Roof Repair Denver 

In many states, there is no regulatory body for the roofing trade. In Oklahoma, roofing contractors must meet insurance guidelines. In addition, they must show their license number on marketing materials. Unlicensed contractors may be fined or even go to prison for breaking the law.

If you’re considering hiring a roofing contractor, it’s important to find out what types of materials they use and how long they’ll guarantee their work. You’ll also need to understand the scope of the project and who’s responsible for the cleanup. You may also want to consider using a professional for your roof if you live in a historic house. These types of roofers may be able to find historically accurate roofing materials.

Many roofers specialize in different areas of the roof. Some will oversee the entire installation process. Others will perform only certain tasks, such as spot repairs or replacing an entire roof. You should also ask to see the contractor’s insurance policy limits. You should also ask how long they’ve been in business. This will give you a good idea of the company’s track record. If a company is new, it’s unlikely that they’ll have a great track record.

A roofing contractor may be able to save you money on your project by estimating costs and lowering bids. A professional contractor will also be able to recommend the best shingle for your home. They may also be able to provide additional assistance if you need it. Regardless of the specific services you need, it’s best to find a company with a good reputation.

Many roofing contractors offer limited warranties. These warranties only cover half the repair costs in a certain year. Some may prorate the warranty as time goes by. The most common roofing scam involves contractors offering a “today only” deal. This is often an attempt to get you to sign a legally binding contract. If you resist, they’ll make false claims.

You should also discuss how long the work will take. Having a start and completion date will help to prevent your roof from deteriorating. Also, a reputable contractor will not hide information or evade your questions about the materials.

Depending on the type of roof you’re planning to have installed, your roofing contractor may need to make adjustments to the ridge cap, valleys, and flashing. The contractor will also need to remove any old roof or roofing materials. The contractor will then begin the process of running underlayment over the ridge and drip edge. The underlayment will be fastened down with cap nails.

Your roofing contractor should include all aspects of the project in their proposal, including how much it will cost and the totals. It’s important to compare these figures with other roofing contractors’ bids. You may also want to consider the off-season, when materials may be cheaper.